Do you have enough savings to cover your funeral if you were to die today?

Final Expense Insurance does what it says –
it covers your final expenses when you die...
So your family doesn’t have to!

When you have Final Expense Insurance you have the peace of mind that
in the event of your death, your family will not have the worry and stress of
how to cover the costs of your funeral, memorial,
casket and other end of life expenses.

How does it work?

To ensure you get the most accurate Final Expense Insurance quote, the team at
Insurance Best Prices, follow a simple three step process -
Uncover, Connection, Solution.

Uncover

Provide some basic information about your current situation

Connection

We use this information to connect you with a Final Expense specialist

Solution

A Final Expense Specialist will get in touch with you and tailor a solution for your current and future needs

Learn How It Works

Who Needs Final Expense Insurance

“In this world, nothing can be certain except death and taxes.”

Not much has changed in the 200 years since Benjamin Franklin penned these famous words.

While some people have hundreds of thousands of dollars of savings to pass on to their family if they die, some don’t.

Those that don’t have two options…

They can hope they die when they do have enough money in their bank accounts to
cover funeral costs, outstanding medical bills and the like

Or

They can invest in Final Expense Insurance and not have to worry about leaving their family with unnecessary bills and expenses associated with their death. The reality is that everyone will have an expense associated with their death. You may not have considered these costs until now, but when you die you will have costs associated with

The funeral service

Burial or cremation

Medical bills

Nursing home

Debt pay off

And more…

Everyone should consider investing in Final Expense Insurance

Even if you are older and have a medical condition, you can get burial insurance at an affordable price. Medical exams are often not required for Final Expense Insurance. A simple health questionnaire will help calculate your premium.

Once you purchase a final expense plan, your premiums won’t increase, even if your health declines as you age. Burial insurance is recommended even if you have life insurance or a savings. It ensures that your loved ones don’t have to worry about the cost of funeral expenses when they are in the middle of an emotional time.

Testimonials

They made it so easy to find the right
plan for me.

Samantha Powell

I feel better knowing my family
won't be burdened.

Matt Foster

They helped me understand final expense and choose the best plan.

Connor Shields

Final Expense Insurance protects your family from financial stress when you die

Think of Final Expense Insurance as a piggy bank that can only be opened when your family needs it cover the expenses associated with your death.

Insurance safeguards yours and
yours family's future

Insurance is like an umbrella of certainity and safety

Without Final Expense

  • Financial Stress for your family
  • Costly Out of Pocket expenses
  • Guilt of not being prepared
  • Uncertainty

With Final Expense

  • No financial burden
  • End of Life expenses covered
  • Peace of mind you’ve done the right thing
  • Security

People just like you are using Insurance Best Prices to
get a Quote for Final Expense Insurance

Frequently Asked Questions

Yes, Final Expense Insurance is often referred to as burial or funeral insurance.

Term life insurance is the most affordable life insurance option and the death benefit can be used for final expenses. However, if your term life insurance runs out before you pass, you may need to get Final Expense Insurance.

When you pass, your beneficiaries will contact the insurance company and notify them of your passing. The insurance company will work with them to disburse the payout.

As is the case when selecting any insurance policy, it’s important to compare rates for Final Expense Insurance before choosing any plan.

  • Compare rates in your area by applying for a free Final Expense Insurance quote from Insurance Best Prices.
  • Compare coverage - make sure the policy provides enough coverage to meet your needs.
  • Choose a reliable and reputable company for your Final Expense Insurance. Search ratings and reviews before finalizing any plan.
  • Feel confident in your policy before signing on. Insurance is an investment, so it’s important you do your research and feel confident before investing your funds.

There are many costs associated with burying a loved one. Those include a memorial, death certificates for the deceased, and housing of the remains. Other charges include transportation, embalming, use of a funeral home, casket and headstone, burial plot, gravesite, and/or cremation. Even flowers or memorial cards cost money.

Insurance companies will need to review your credit history before providing you with a rate for Final Expense Insurance. Your credit history will impact the price you are quoted.

Insurance companies rely on credit reports to determine rates so that they can assume risk before providing coverage. High risk customers are given higher rates to protect insurance companies from assuming too much up front risk.

Most Final Expense Insurance policies will cover common end-of-life costs such as burial services, memorial services, caskets, etc.

Be as truthful as possible in your application process so that you are provided with enough protection.

Submit your information online today for a free Final Expense Insurance quote. Compare rates with Insurance Best Prices and protect your family from carrying the burden of end-of-life expenses.

Types of Final Expense Insurance

There are two main types of Final Expense Insurance. Simplified issue Final Expense Insurance is for people in good health who are seeking coverage for end-of-life costs. To apply, you will answer a few health questions. Coverage for this type of plan typically goes up to $35k.

Guaranteed issue Final Expense Insurance is best for people who can’t buy other types of life insurance coverage because of their age or poor health. There are no health requirements required to get approved for this type of Final Expense Insurance. Coverage typically goes up to $25k.