Are You Ready to Lose Your Home ?

We won’t let that happen. With the right Home Insurance coverage you’ll have the peace of mind that if the unexpected happens your home is protected.

Homeowner’s insurance can protect you when the unexpected hits. Your insurance plan can cover expenses for everything from structural damage to theft and law suits. Don’t put your home at risk to save money on your premium. Get affordable wall to wall coverage today.

How does it work?

To ensure you get the best Home Insurance quote for your needs, follow a simple three step process -
Uncover, Connection, Solution.

Uncover

Help us match you with the right Home Insurance provider to meet your needs. Provide some general information about you and your home.

Connection

We’ll use this information to connect you with an experienced Home Insurance specialist. Get connected with the right person in less time.

Solution

A Home Insurance Specialist will get in touch with you to help you create a Homeowner’s Insurance plan that makes sense for you.

Learn How It Works

Who Needs Home Insurance

Imagine if you were:

  • Not able to…Rebuild your home after a fire or weather event.
  • Not able to…Pay for repairs to structures on your property.
  • Not able to…Recover costs if your items are stolen.

The good news is that this does not have to be the reality for you and your family. Simply invest in Home Insurance and rest assured you're covered when life happens.

The right Home Insurance coverage is vital to ensuring you can remain living in your home. Who you choose as a provider and the amount of coverage you choose will dictate how you will recover from traumatic events like a fire, earthquake, hurricane, break-in, and more. Insurance Best Prices will help you connect with an experienced insurance specialist who will guide you to the right policy for your home.

But what Home Insurance suits me ?

While Homeowners insurance policies are standardized, there are parts of a homeowners insurance quote that vary greatly between insurance companies including coverage limits that dictate the maximum amount a company will pay out, type of replacement, deductible amounts, additional coverages and endorsements. Get help identifying how much coverage you need based on your home and where you live.

Save money while protecting your Home…

Don’t get caught without adequate coverage. You could be risking your home…

Or

Compare home insurance quotes and save money while ensuring your home is protected. Your policy should cover your home and property for damage caused by things like extreme weather, wildfires, crime, and vandalism. It should also protect you against lawsuits for damage or injury you accidentally cause others.

You’re not alone if you’ve never thought about these expenses, but the truth is that
your home could be at risk for:

Fire damage

Flooding

Crime

Vandalism

Earthquake damage

And more…

Everyone should have Home Insurance

Home Insurance is required by many banks and financial institutions to approve your mortgage loan. Even if you own your home outright, you should consider Home Insurance to protect you against unexpected events or risk losing it.

Testimonials

They made it so easy to find the right
plan for me.

Samantha Powell

I feel better knowing my family
won't be burdened.

Matt Foster

They helped me understand final expense and choose the best plan.

Connor Shields

Home Insurance plans vary. Get the right coverage.

If you’re shopping for Home Insurance you’re probably curious how your rate will be determined. There are a variety of factors that go into calculating your rate including how old the home is, your financial background, what Home Insurance limits you require, where your home is located, and more. Insurance Best Prices can help you secure the right coverage for the best cost.

Home Insurance provides you with
financial security and peace of mind.

Insurance is like an umbrella of certainty and safety

Without Proper Home Insurance

  • Financial hardship for your family
  • High out of pocket expenses
  • Lingering guilt that you’re not prepared
  • Loss of your home

With Proper Home Insurance

  • Covered home construction and repair costs
  • Protection against legal claims
  • Replace items after theft
  • Security for you and your family

People just like you are using Insurance Best Prices to
get a Quote for Home Insurance

Frequently Asked Questions

Most standard Home Insurance policies include the following types of coverage: dwelling coverage, personal property coverage, liability coverage, and additional expenses coverage. Some Home Insurance companies offer additional coverage that you can add to your core policy.

When it comes to coverage from weather events, where you live will dictate what you buy. If you live in an area that receives extreme wet weather, it’s probably a good idea to get a flood insurance policy. Your mortgage lender may require it. Keep in mind that flood insurance is rarely included in a Home Insurance policy. It’s typically purchased separately.

Hazard insurance typically covers fire damage, theft, or damage from other natural disasters. Flood insurance is different from hazard insurance.

There are a lot of factors that go into generating your Home Insurance rate. One significant factor is your personal claims history. If you have filed Home Insurance claims in the past, you will be seen as a higher risk and may receive a higher rate to offset the risk. Other factors that go into your Home Insurance rate include the condition of your home, its age, if there are structural flaws, and the neighborhood.

It’s important that you buy the right amount of coverage. It will save you money now and in the future. Ultimately, you’ll choose between two levels of coverage. The first is actual cash value, which covers the value of your home and its belongings taking depreciation into account. The next level of coverage is replacement cost, which will cover the actual cash value of your home, but not taking depreciation into account. This is a higher amount of coverage, because it means your home could return to its original value once rebuilt.

Comparing quotes and using Insurance Best Prices will help you secure a competitive rate for the insurance coverage you need. Another way to reduce your Home Insurance costs involves minimizing risk for the insurance company. For example, if you live in a high crime area, your insurance rate will probably be higher. If you install a security system you could decrease your risk and therefore your insurance rate as well.

Umbrella insurance provides an extra layer of protection in the event that you need to make a large insurance claim. In extreme circumstances, an umbrella policy can protect you.