If you are in the market for Pontiac car insurance, your vehicle is at least 2 years old, as the brand became defunct in 2010. It was founded in 1926 and included a wide variety of models throughout its existence. If you have a very old Pontiac, insurance for antiques can be costly. One of the newer models that still needs full coverage however, will be competitively priced. If your Pontiac is somewhere in the middle and its value is rather low, very basic coverage should take care of your needs and should prove to be relatively inexpensive. As with any car insurance it makes sense to shop around.

Deciding How Much Pontiac Car Insurance You Need

If you drive a relatively newer model Pontiac like a 2009 G6, G8, Firebird, Solstice, GTO, Grand Prix or Vibe, you should definitely carry full coverage insurance, including collision and comprehensive insurance to take care of property damage to your Pontiac. In fact, if your vehicle is still financed, you will be required by the lender to carry full coverage. All vehicles should carry liability beyond the state minimums. Those who are familiar with the industry recommend limits of $100,000 bodily injury liability per person; $300,000 bodily injury liability per accident; and $100,000 property damage liability per accident.

If you have a 2009 G6, with an average resale value of $20,000, expect to pay at least $1280 per year for full coverage insurance. A 2009 Solstice, with the same resale value, insures for about $1120. The inexpensive Vibe which starts at $16,500 costs over $1300 in insurance to drive. The cost of basic coverage is much lower.

Factors Impacting Pontiac Car Insurance

Any kind of car insurance including Pontiac car insurance is impacted by an array of different factors. Rates are determined by the type of car; the cost of the car; its safety features; your driving record; your insurance record; where you live; your age; your marital status; and more. In addition, the fact that Pontiac is no longer being produced will impact the cost of insurance. Parts for the vehicles that are still on the road will become increasingly difficult to find, causing insurance rates to rise


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