Car Insurance Coverage

Find the Best Car Insurance Coverage for Your Needs

Insurance Best Prices makes shopping for car insurance easy. You can submit your basic information online and in minutes receive quotes for policies that meet your needs. Don’t waste time comparing insurance companies one by one, let our knowledgeable staff help. Request a free quote online today.

Basic Car Insurance Coverage

To meet state requirements all drivers must have insurance coverage. What amount of car insurance coverage you need, varies from state to state. Some states only require drivers to have Bodily Injury Liability and Property Damage Liability, while other states have different minimum requirements. If you are found at-fault in an accident, Liability Insurance won’t cover all of your expenses, only the other driver’s.

Standard Car Insurance Coverage

Many drivers want to invest in more than just basic auto insurance coverage, so that they aren’t responsible for repairs or medical expenses. Standard car insurance coverage includes collision, comprehensive, uninsured motorist, medical expenses, and personal injury protection.

Additional Car Insurance Coverage

By increasing your monthly premiums slightly, you can get additional important car insurance coverage that help cover out-of-pocket expenses like rental car reimbursement, towing, loan/lease gap coverage, and rideshare insurance.

Understanding Car Insurance

Why is auto insurance needed? Car insurance can save you financially in the event of an accident. It protects you from having to pay for vehicle damage to your car, a third party’s car, and injuries to other drivers, passengers, or pedestrians.

What is car insurance? Car insurance is an agreement between you and an insurance company. It protects you from having to pay entirely out of pocket in the event of an accident or theft. By paying your monthly premium, the insurance company agrees to pay your losses as outlined in your car insurance policy.

How do car insurance companies determine rates? How much you will pay for car insurance varies depending on individual factors and where you live. Your age, gender, car you drive, and city and state you live in, are just some factors that determine how much you will pay for car insurance.

Get a free car insurance quote from Insurance Best Prices and save on car insurance now.