Final Expense Insurance

It’s hard to focus on saving for final expenses when you’re healthy. It might not seem like something you need to plan for today, but final expense insurance is one of the most thoughtful things you could do for those you will leave behind. Final expense insurance can help cover end-of-life costs like medical bills, funeral expenses, burial costs, and remaining debt. Any funds that remain could be used as your beneficiaries wish.

Who should get final expense insurance?

Everyone should consider investing in final expense insurance, as everyone will have some amount of final expenses. Even if you are older and have a medical condition, you can get burial insurance at an affordable price. Medical exams are often not required for final expense insurance. A simple health questionnaire will help calculate your premium. Once you purchase a final expense plan, your premiums won’t increase, even if your health declines as you age. Burial insurance is recommended even if you have life insurance or a savings. It ensures that your loved ones don’t have to worry about the cost of funeral expenses when they are in the middle of an emotional time.

How much does final expense insurance cost?

How much you will pay for final expense insurance depends on how much you want to leave behind. Plans can provide coverage from $1k up to $40k. The average cost of a funeral is around $10k and increases each year. That’s a large sum of money to come up with suddenly. Without final expense insurance, your loved ones could have to take on significant debt to cover funeral expenses, medical bills, and other debts.

Get the coverage your family deserves.

Request a free final expense insurance quote today. Our web form takes minutes to complete, and you can compare plans to find one that is right for you. Not ready to commit? You are not required to accept any quote you receive.