If you drive a Mercedes, car insurance is of the utmost importance. This luxury line of import cars is one that most drivers take great pride in owning and driving. For this reason Mercedes owners want to protect their vehicle.

Prior to 1926, the brand was actually known as just Mercedes, however after this time it became Mercedes-Benz. It is still commonly shortened to either Mercedes or Benz. While found worldwide, the Mercedes is a German car. Despite this fact, they are produced in a variety of plants around the world, including one in the United States.

Mercedes Car Insurance: Protection is Important

Protecting a significant investment, like a luxury car is prudent, as is protecting yourself and your other assets with reasonable levels of liability coverage. Unfortunately, there are many people who see an accident with someone who drives a luxury car as a stroke of good luck for them. For this reason, it is important to carry liability limits much higher than the state requirements. A Mercedes owner should never consider liability lower than $100,000 per person for bodily injury; $300,000 per accident for bodily injury in total; and $100,000 per accident for property damage. Higher limits than these are also a good idea. Always opting to carry comprehensive and collision coverage will protect your vehicle from any losses that might occur.

Mercedes Car Insurance and Pricing

There are so many factors to consider when it comes to pricing for car insurance. One of the major factors in the cost of insurance rates for Mercedes is that it is a forerunner in safety and technology, leading the way with innovations that are later adopted by other car manufacturers. While rigorous safety features help keep insurance costs down, the high cost of parts for new technology in such vehicles raises the costs.

For a low-end Mercedes, car insurance averages start at about $1500. For higher ticket Mercedes models that cost close to $100,000, drivers should expect insurance quotes to begin at $2200 per year.

For anyone in the market for insurance for their luxury car, shopping around is necessary. Get a variety of car insurance quotes from different insurers, because not all are eager to insure luxury car owners. For this reason some quotes may be higher than others, making comparison shopping even more important.


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