Oldsmobile car insurance is less and less in demand. There is a good reason for this, the GM owned-company folded in 2004 after being a part of the American car market for more than 100 years. With both luxury and mainstream cars in its line, the marque was the longest surviving American car make when it folded. While Oldsmobiles are becoming rarer and rarer in the north, in the southern states where less snow and salt affect vehicles, they are still fairly common.

Oldsmobile Car Insurance and the Different Models

Some of the more recent Oldsmobile models include the Alero, Aurora, Bravada, Eighty-Eight, Intrigue, Silhouette and the Cutlass. These vehicles are likely to still be found on the roads today. For the most part, they had good safety ratings and were considered reliable vehicles.

Older Oldsmobile models may still be found, but may be considered antiques. Insuring an antique car is very important. Antique cars can be very valuable, but are used very differently than the everyday car. Typically driven on rare occasions, an antique needs special car insurance. Comprehensive coverage year-round will protect your car from many perils such as theft and fire damage. Many antique car insurers will allow you to carry collision for limited portions of the year when you actually use the car.

Factors Impacting Oldsmobile Car Insurance

The fact that Oldsmobile cars are no longer being made greatly impacts the cost of car insurance. The cost of parts for such vehicles can be very high. However, realistically the value of Oldsmobiles is going down year after year. With the newest model being already 8 years old, their value is such that full-coverage with collision and comprehensive will be relatively inexpensive when compared to a new car.

In addition to the car itself, there are a variety of other factors that will be considered when it comes to car insurance prices. They include: the number of miles you drive annually; your driving record; where you live; your age; and your marital status. Some of these are relatively easy to change if you want to keep the cost of car insurance down.

If you drive an Oldsmobile, shopping around for car insurance is important. Some companies are reluctant to cover older vehicles and therefore will charge more. For this reason, it is important to compare a variety of quotes before making your decision.

Compare insurance quotes for Oldsmobile now.