For those in the market for Suzuki car insurance, it is important to know what kind of difference the make of your vehicle actually makes to your insurance coverage. This Japanese import has been building cars in the U.S. since 1985. It has had a string of set-backs due to negative Consumer Reports evaluations and lawsuits. As the 9th biggest car producer in the world and the 4th largest in Japan, this company has the resiliency to survive these obstacles and still be a solid presence in the marketplace.

Suzuki Car Insurance: What To Expect

Despite the fact that Suzuki specializes in small trucks and cars, it does not necessarily mean that insuring them is low in cost. In reality, most import vehicles tend to have higher insurance costs than domestic cars because the cost of parts is higher and labor is sometimes more specialized. However, this is becoming less and less the case.

If you opt for one of the pricier versions, especially the sports models, expect to pay more for your Suzuki car insurance. If you have a less than ideal driving record, expect a higher rate, regardless of the car you choose. Be mindful of the fact that other information like gender, marital status and where you live are also considered when companies are rate setting.

Comparing Suzuki Car Insurance for Different Models

Amongst the new models being offered by Suzuki are Equator, Grand Vitara, SX4, SX4 Crossover, SX4 Sportback, SX4 Sport and Kizashi. Rates vary for each. Therefore if you are comparing costs prior to purchasing a Suzuki, be sure to get a quote that reflects the actual model you will buy.

The Equator is a truck that starts at $17,600 new and insures for a very reasonable $1195. The more expensive model that costs almost $30,000 insures for $1437. The base SX4 which costs an economical $13,500 costs a hefty $1419 to insure. The sporty version that costs $19,000 is $1500 to insure. The Kizashi sedan comes in at $1440 for insurance on a vehicle that costs $26,000. The lower price Kizashi which prices at $22,000 is $1345 to insure. The Grand Vitara SUV which runs between $20,000 and $25,000 is $1400 to $1450 to insure. Overall these prices show that the higher end and lower end prices are most costly to insure.


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