Volvo car insurance is a necessary investment for every Volvo owner. This Swedish import is well known for its impressive safety features and has won a variety of safety awards throughout the years. In fact, Volvos have consistently been at the forefront of car safety worldwide. For that reason, it receives preferred ratings by insurers and loyal car owners who want nothing else but a Volvo. Originally a Swedish company, Volvo was sold to Ford in 1999 and then resold to Geely Automobile of China in 2010. Despite this, it is still a well respected car the world over.

Volvo Car Insurance For Various Makes

Volvos are not known for having creative names. They are named with a combination of a letter or two and a number, with the letter determined by whether the vehicle is a coupe, sedan or crossover. The model line up for 2012 includes the S80, S60, C70, C30, XC90, XC60 and XC70. As is the norm, insurance costs vary from model to model. The 2011 crossover XC70 retails from $32,500 to over $38,600 and costs on average $1041 to insure. The $40,000 C70 convertible costs $1442 to insure. The $37,700 S60 sedan insures for just over $1350. The safety features of the Volvo help keep the cost of insurance down, especially on the higher end vehicles, despite the fact that parts can be more costly.

Volvo Car Insurance: Beyond the Car

Even if you have a Volvo with excellent safety ratings, your car insurance may not be as inexpensive as you would think. A lot of other factors are considered when determining the cost of car insurance for a given driver. One of the most important factors is the driving record of all the drivers in the household. If you have anyone in your home with a poor driving record, the cost of insurance for any vehicle you own will rise significantly. Other determinants include where you live, the amount and type of coverage you carry, how you use your vehicle, and the age, gender and marital status of all the drivers in your household.


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